If you're like most Americans, you're concerned about retirement.


To help ensure you have a strategy in place to address some of those concerns, you may find it helpful to work with someone with experience in using life insurance and fixed annuities to consider if they may be right for you to help solidify your retirement.

Fixed Annuities ¹

Are any of your retirement savings protected from the volatility of the stock market? We can help you discover accumulation and various income options with 100% guarantee of your principle against market volatility.


Life Insurance ²

You're probably familiar with life insurance, and the importance of the death benefit that it provides. If you pass away during retirement, the death benefit can be used to help fund your spouse's retirement goals, help replace lost social security income, or other needs. Of course, it can also be used if you pass away prior to retirement.  You might not be familiar with the potential benefits that a cash value life insurance policy can provide during your lifetime. Learn how life insurance can be beneficial to your overall plans.

¹ Fixed Annuities are designed to meet long-term needs for retirement income. They provide guarantees against the loss of principal and credited interest, and offer the reassurance of a death benefit for your beneficiaries.


² Keep in mind that most life insurance policies require health underwriting and, in some cases, financial underwriting.  For information on how life insurance works, including fees and expenses, please contact our office.


Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

Charles Kerry McManus is a General Agent with access to some of the most top-rated financial service companies in the industry. He has provided financial services for over 50 years and, as such, is highly respected by his clients and has become a trusted resource to his professional network...

We are a financial services firm helping our clients prepare for retirement. The information on this website is provided for informational purposes only and should not be construed as individual advice.

We are not affiliated with the Social Security Administration or any other governmental agency. We do not offer tax, legal or investment advice.

Insurance and annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.


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