social security


Today, 90% of Americans age 65 and older receive Social Security income benefits.¹  Will your Social Security benefits be enough in retirement?

Bridge the gap in your retirement strategy. We can help:


  • Review your Social Security and retirement statements to determine potential retirement income shortfalls where a fixed annuity may be a potential solution.

  • Explain the importance of routinely verifying your Social Security statement earnings record for accuracy.

  • Explore strategies that may enhance the benefits available to married couples.

  • Review your unique situation to determine potential eligibility for other types of benefits (ex-spousal, dependent or caregiver benefits).

  • Examine potential effects of taxation on Social Security benefits in light of other sources of retirement income.

¹ Social Security Administration: Social Security Basic Facts, October 13, 2015


Please note that C.K. Financial Resources and their representatives can provide information, but not give tax or Social Security advice. Consumers should seek guidance from their tax advisor or the Social Security Administration regarding their particular situation. C.K. Financial Resources may be able to identify potential retirement income gaps and may introduce insurance products, such as a fixed annuity, as a potential solution.


Not approved by, endorsed by, or affiliated with the U.S. Government or any governmental agency.

Charles Kerry McManus is a General Agent with access to some of the most top-rated financial service companies in the industry. He has provided financial services for over 50 years and, as such, is highly respected by his clients and has become a trusted resource to his professional network...

We are a financial services firm helping our clients prepare for retirement through the use of insurance and annuity products. The information on this website is provided for informational purposes only and should not be construed as individual advice.

We are not affiliated with the Social Security Administration or any other governmental agency. We do not offer tax, legal or investment advice.

Insurance and annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.


Box 510

Essex Jct., VT 05453


Phone: 802-238-8187


financial advisors, wealth management, charlotte, vermont,